Commercial Lending and Finance

Watkins & Eager represents a large number of national, regional, state and community banks, and other financing institutions. We handle all types of loans, consumer finance, letters of credit, opinions, public finance and real estate finance. Our lawyers are skilled in managing multi-state transactions involving out-of-state lenders/borrowers. They regularly advise clients on issues such as usury, disclosure, loan modifications or workouts, title insurance matters, third-party legal opinions and have structured a variety of transactions including:

• Traditional Secured Loans
• Real Estate and Construction Loans
• Agricultural Loans
• Oil and Gas Loans
• Timber Loans
• Letters of Credit
• Second Lien Facilities
• Loan Participations
• Equipment and Personal Property Loans

Our commercial lending attorneys work closely with our public finance attorneys to utilize public financing vehicles and structure transactions in a manner that will benefit both private borrowers and public/private lenders. Our lawyers collaborate with our commercial litigators and other business attorneys to service our banking clients in areas such as defending consumer finance, lender liability actions and various other regulatory matters.

Lawyers in Commercial Lending and Finance:

M. Binford Williams, Jr. - Primary Contact
George R. Fair
Paul L. Gunn
C. Joyce Hall
Frank J. Hammond, III
Christiana S. Hassin
Jamie G. Houston, III
Molly E. Jeffcoat
Jane B. Morgan
Jason L. Poulson
Peyton D. Prospere
William C. Smith, III
Roger W. Williams